SME Finance Solution


The core of our focus is providing you with finance for your formal business. We structure unique, individualised financing solutions using shareholder loans, equity, royalties and term loans – or any combination of these. We pride ourselves on having developed a range of finance products offering maximum flexibility to suit your specific needs.

Property Finance

Up To 100% Commercial
Property Finance

Our Property Fund caters to established entrepreneurs with a viable business who want to refinance or purchase their own premises, but may have limited capital or security to contribute, or may not want to compromise the business’ cash resources for the deposit. We also finance Residential property developments, Properties for student accommodation and Commercial property developments. You should choose our commercial property finance because:

  • In most cases, conventional financiers require a cash deposit before considering financing a property deal. The deposit amount depends on the risk appetite of the financier and deposits of up to 50% may be required.
  • We allow the business owner a choice of different financing options and can structure the deal by advancing up to 110% of the financing required, subject to terms and conditions.
  1. The underlying business must be proven to be viable and been in existence for no less than two years.
  2. The business should have a sound financial track record.
  3. The business must occupy at least 50% of the property to be purchased.
  4. The property to be purchased should be in a good condition, well located and be available at a reasonable market value.
  5. The operating business should meet affordability expectations.
We do not finance residential (homes for own use), and agriculture properties.
A maximum of 10 years.
R500 000 to R50 million.
Own contribution is not required.
Completed application.
Business plan.
Annual financial statements of the underlying business.
Details of the proposed property.

If you are an established entrepreneur, apply today to obtain up to 100% commercial property finance.