We pride ourselves on having developed a range of proprietary financing models that offer maximum flexibility to suit your specific needs. Along with our general financing solutions, we also offer specialised industry and sector specific financing products that range from education and manufacturing to property investment and women in business funds for SMEs. Visit our products page to learn more about these specialised financing solutions.
When you apply for finance, your proposal will be assessed on the viability of your business, which comprises two important elements:
The entrepreneur (square peg)
We consider financing applications from R500 000 up to R50 million from formal SMEs whose gross assets are under R100 million, where annual turnover does not exceed R200 million and/or employees are less than 500 in number.
Applications are considered in all sectors of the economy with the exception of on-lending activities, direct farming operations, underground mining and non-profit organisations.
Please note, applications for financing below R500 000 are rarely considered as we do not finance informal or micro enterprises.
To apply for investment finance we require a complete business plan to be in place. A guide to writing a business plan can be found under our Entrepreneurs Growth Centre.
You may submit your business plan directly via our online application form, or my may email it to
firstname.lastname@example.org. You are also welcome to drop your documents off at any of our branches country-wide.
Want to know more about our financing?
Click here for our general FAQ.
Want to know more about our financing criteria?
Click here for our investment FAQ.
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What you need to apply
Contact the BPI team in your country
Contact a branch
Contact head office