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General FAQ

Below you will find some of the most frequently asked questions about the BUSINESS/PARTNERS offering.

  
Description
  

We offer financing ranging from R500 000 to R50 million to viable small and medium enterprises. The finance offered is tailor made to suit the circumstances of each applicant. Click here to view our products

  

All viable SMEs will be considered for financing however to address some of the societal challenges, a special effort is made to support businesses run by females and black entrepreneurs.​

  

We invest in most sectors including manufacturing, commercial property, retail, motor trade, travel and tourism, leisure and services industries.

  

We do not invest for on-lending activities, farming (primary agriculture) operations, underground mining. We also do not fund non-profit organisations, informal and micro enterprises.

  

We invest in businesses at different stages of growth and for different purposes including start-ups, expansions, buying of businesses, management buy-outs and franchises.

Generally facilities are considered where gross assets are under R100 million, where turnover does not exceed R200 million per annum and/or where employees are less than 500 in number.

  

We have a pool of 300 mentors, who can assist in a range of services available to clients, potential clients and the public. Some examples of the type of assistance offered are marketing, financial management and technical assistance.

  

​Firstly, we are a specialised investment group for small and medium enterprises in South Africa and selected African countries. Entrepreneurs are our exclusive focus and, as such, we are able to offer products and services specifically tailored to meet their unique needs.

Secondly, we have been investing in entrepreneurs since 1981 and offer both investment and value added solutions, catering for the entrepreneur every step of the way.

Most importantly, we are a viability-based investment company and do not have the same security and other requirements that the commercial banks do.

Other factors that make us different include:

  • Our products and services are specifically tailored to meet your unique needs.
  • We don't have the same owner's capital or security requirements that many other financial institutions do.
  • Our range of financing and value added services provide an integrated solution for you, catering for all aspects of your business needs, including property broking and property management, as well as consulting and mentorship services.
  • As we specialise in investing capital, skills and knowledge in entrepreneurs, our staff have in-depth knowledge of the SME sector, as well as insight into the opportunities available to and challenges facing independent businesses.
  • Our risk financing model is regarded as one of the most innovative in the world and has been internationally accepted as a working financing solution for SMEs in developing countries.
  • Similarly, our due diligence process is thorough, tried and tested; therefore providing insight into the extent of inherent risk in each deal.
  • Our systems and processes have earned us an ISO 9001:2008 accreditation – the first financial services company in South Africa to be accredited in this way.
  
Yes. To learn more about the BUSINESS/PARTNERS Venture Fund visit our products page.