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Property investment FAQ

Below you will find some of the most frequently asked questions about financing or refinancing your own business property.

Acquiring business premises for your own use offers many real benefits, including security of tenure, security of capital invested in property improvements, long-term capital appreciation, long-term market share and customer loyalty by trading from a permanent location and ultimate ownership of a valuable fixed asset.

Calculations show that by purchasing property for your own use, you can save up to 50% on premises costs over a 10-year period, without compromising your business' cash resources.

​Yes. We have been financing business premises for many years, whether industrial or retail properties and to a lesser extent, offices.

​Yes. We have a specialised financing product available where no or limited deposit is available. By providing 100% finance to purchase a commercial property, we provide the entrepreneur the opportunity to use available cash flow to operate the business and not tie up much needed cash resources in a deposit for business premises. In the case of owner-occupied property, we may consider finance of up to 110% of the purchase price (subject to terms & conditions).

​BUSINESS/PARTNERS, in consultation with the client, will establish a suitable repayment period during the initial investment negotiations. The repayment period is up to ten years for property finance.